Insights – Liberate Consulting
AI Governance · AFSL Compliance · Regulatory Strategy

Insights for Regulated Financial Services

Practical analysis of AI governance, ASIC obligations, and compliance frameworks — written for AFSL holders navigating the 2026 accountability era.

Recent Insights

Showing 4 of 4 articles
Regulatory Nov 2025 · 6 min

The Interprac Warning: What ASIC’s Case Means for Your Firm

ASIC’s civil penalty proceedings against Interprac Financial Planning expose three systemic failures that are a direct warning for every AFSL holder using AI in advice or monitoring.

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Compliance Mar 2026 · 5 min

s912A and AI: Your Fair Dealing Obligations Explained

ASIC’s general obligations under s912A don’t just apply to human advisers. If AI is influencing client outcomes, the same efficiency, honesty, and fairness standards apply — without exception.

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Strategy Feb 2026 · 7 min

Building an ADM Governance Framework From Scratch

A step-by-step breakdown of how to build an Automated Decision-Making governance framework that satisfies ASIC’s transparency expectations and positions you for the December 2026 APP 1.7 deadline.

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Governance Jan 2026 · 5 min

CPS 230 and AI Operational Risk: What APRA Expects

APRA’s CPS 230 operational risk standard intersects directly with AI adoption. Understanding where it applies — and where it doesn’t — is essential for firms with dual AFSL and APRA oversight.

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Regulatory Reference Library

1

ASIC s912A General Obligations & Directors’ Duties

Compliance Reference Guide · Updated Mar 2026
2

Sections 182 and 183 of the Corporations Act 2001

Regulatory Reference Guide · Updated Feb 2026
3

Corporations Act — Section 912 Full Reference

Regulatory Reference Guide · Updated Jan 2026
4

CPS 230 — APRA Operational Risk Standard

Governance Reference Guide · Updated Dec 2025