Homepage Sections – Liberate Consulting
AFSL Holders · December 2026 Deadline

ASIC is asking how you govern your AI.
Can you answer?

From December 2026, AFSL holders must demonstrate that every automated decision affecting a client is transparent, supervised, and explainable. Liberate Consulting helps you build that proof — before the deadline, not after.

Trusted by AFSL holders across the East Coast  ·  Privacy Act APP 1.7  ·  ASIC s912A  ·  DDO Compliant

Dec 2026
Privacy Act deadline
APP 1.7
Mandatory disclosure
s912A
ASIC supervision duty
Time until the December 2026 Privacy Act deadline:
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Check my readiness →
The regulatory reality

Three questions ASIC will ask your firm

ASIC is not asking whether you use AI. It is asking how you govern it. Can you answer all three?

1

Can you show your ADM Register?

A live, tiered register of every computer program making or influencing decisions about your clients. If it doesn't exist, neither does your first line of defence.

Required by: Privacy Act APP 1.7 · December 2026
2

Can you explain your algorithms in plain English?

"Our system assessed your suitability" is not compliant. The law requires you to explain the input, the logic, and the outcome — for every significant automated decision.

Required by: Privacy Act APP 1.7 · "Meaningful Terms" standard
3

Is a qualified human reviewing your AI outputs?

ASIC now treats "set and forget" AI as a potential breach of s912A. Your staff must be active supervisors — not passive approvers — of every high-stakes automated recommendation.

Required by: ASIC s912A · Adequate Supervision duty

Not confident you could answer all three today?

Find out where your gaps are — $97 Scorecard →
The Liberate pathway

How it works

Start free. Each step builds on the last. You choose how far you go.

Free
Step 0 — Start here free
$0
Instant download · no credit card

AI Compliance Checklist

The 10-point AFSL AI Compliance Self-Check. Know your exposure across the four regulatory pillars before you spend a dollar.

Get free checklist →
Most popular
Step 1 — Know your position
$97
15 minutes · report delivered immediately

AI Readiness Scorecard

Twenty questions across four regulatory pillars. Personalised Executive Readiness Report delivered immediately — your compliance baseline.

Get your Scorecard →
Most Popular
Step 2 — Close your gaps
$497
Instant download · 16 documents · self-paced

AI Governance Dossier

15 ready-to-use Word documents mapped directly to your Scorecard gaps — ADM Register, Privacy Policy disclosure, Client Disclosure Letter, Staff Training Guide, Board Briefing Pack, Kill-Switch Protocol, and more.

Get your Dossier →
Step 3 — Build the framework
from $2,500
+ GST · limited Q3/Q4 availability

AI Governance Workshop

Half-day working session — we map your AI stack, identify your highest-risk systems, and leave you with a completed ADM Register and a prioritised remediation roadmap.

Book your workshop →

Not sure which step is right for you? Start with the free checklist — or the $97 Scorecard tells you exactly which products your firm needs and in what order.

Client results

What AFSL holders discovered

"

Liberate identified three shadow AI tools in our IRESS setup that we had no idea were making automated decisions about our clients. The ADM Register we built in the workshop is now the centrepiece of our ASIC response plan.

Principal Adviser
Boutique AFSL holder · Sydney
"

The $97 Scorecard took 15 minutes and saved us from a significant compliance exposure. We had four gaps we weren't aware of — now we have a Board-approved remediation plan with clear deadlines.

Compliance Manager
Mid-sized licensee · Melbourne
87%

of firms completing the Scorecard discover at least one undisclosed ADM system operating without governance documentation.

Check your firm →
Our mission

From AI curiosity to AI maturity

We empower Australian financial services firms to transition from AI curiosity to AI maturity — simplifying the complexities of Governance, Risk, and Compliance and turning regulatory burdens into competitive advantages.

We transform the Privacy Act ADM amendments from a legal risk into a trust-building asset that differentiates your practice.

Our vision

The standard for Responsible AI in financial services

To be the premier Australian consultancy that defines what Responsible AI looks like for small-to-medium advisers — where every automated tool is not only efficient, but interpretable, explainable, and fundamentally fair.

The December 2026 deadline is fixed.
Your readiness isn't.

ASIC is not asking whether you use AI. It is asking how you govern it. The fastest way to understand your exposure is the 15-minute AI Readiness Scorecard — $97, report delivered immediately.

Privacy Act APP 1.7  ·  ASIC s912A  ·  DDO & Best Interests Duty  ·  December 2026